/* eTrustFinancial brand layer */
:root {
  --etf-navy: #0b1f3a;
  --etf-teal: #0e7a67;
  --etf-gold: #c4a35a;
  --etf-ink: #071525;
}

html {
  scroll-behavior: smooth;
}

.ul-2-header {
  position: sticky;
  top: 0;
  z-index: 1000;
  background: rgba(255, 255, 255, 0.96);
  backdrop-filter: blur(16px);
  box-shadow: 0 8px 30px rgba(7, 21, 37, 0.06);
}

.ul-form-modal-bg.active {
  z-index: 2000;
}

.ul-2-header-logo-container {
  flex-shrink: 0;
  width: clamp(300px, 26vw, 400px);
}

.ul-2-header-logo-container a,
.ul-2-header-logo-container img {
  display: block;
  width: 100%;
  height: auto;
  max-width: none;
}

.logo {
  max-width: clamp(240px, 20vw, 360px);
}

.ul-header .logo-container {
  width: clamp(300px, 28vw, 420px);
}

.ul-header .logo-container img {
  width: 100%;
  max-width: none;
  height: auto;
}

.ul-2-footer-about .logo-wrapper img,
.ul-sidebar-header-logo img {
  max-width: 320px;
  width: 100%;
  height: auto;
}

.ul-2-clients-slider .swiper-slide {
  display: flex;
  align-items: center;
  justify-content: center;
}

.ul-2-header-bottom-right {
  flex-wrap: nowrap;
}

.ul-2-header-bottom-btns {
  flex-shrink: 0;
}

.ul-2-header-bottom-btns a,
.ul-2-header-bottom-btns .ul-btn {
  white-space: nowrap;
  flex-wrap: nowrap;
  flex-shrink: 0;
}

.ul-2-clients-slider .swiper-slide img {
  height: 40px;
  width: auto;
  max-width: 180px;
  object-fit: contain;
  opacity: 0.82;
  filter: grayscale(1);
}

@media screen and (max-width: 479px) {
  .ul-2-header-logo-container {
    width: 260px;
  }
}

.ul-form-status {
  display: none;
  margin-top: 12px;
  padding: 10px 14px;
  border-radius: 8px;
  font-size: 14px;
  font-weight: 600;
}

.ul-form-status.success {
  display: block;
  background: #eaf4f1;
  color: #0e7a67;
}

.ul-form-status.error {
  display: block;
  background: #fdecec;
  color: #9b1c1c;
}

.etf-disclaimer {
  font-size: 12px;
  line-height: 1.6;
  color: rgba(255, 255, 255, 0.72);
  max-width: 920px;
  margin: 18px auto 0;
  text-align: center;
}

.ul-2-footer-bottom {
  flex-wrap: wrap;
  gap: 12px;
}

.ul-2-footer-bottom .copyright a {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 3px;
}

.ul-legal {
  max-width: 860px;
  margin: 0 auto;
}

.ul-legal h2,
.ul-legal h3 {
  color: var(--etf-navy);
  margin-top: 1.6em;
}

.ul-legal p,
.ul-legal li {
  color: #44505c;
  line-height: 1.8;
}

.ul-service-switch {
  font-weight: 600;
  color: #0b1f3a;
  border-bottom: 1px solid transparent;
}
.ul-service-switch:hover,
.ul-service-switch.is-active {
  color: var(--etf-teal) !important;
  border-bottom-color: var(--etf-teal);
}

.ul-calculator-form-wrapper input[readonly] {
  background: #f6f8f9;
  font-weight: 700;
  color: var(--etf-navy);
}

.ul-service-details-body {
  color: #44505c;
  line-height: 1.85;
  margin-bottom: 28px;
  max-width: 860px;
}

.etf-service-brief-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 28px 40px;
}

.etf-service-brief {
  padding: 28px 28px 24px;
  border: 1px solid rgba(11, 31, 58, 0.1);
  border-radius: 12px;
  background: #fff;
}

.etf-service-brief-index {
  display: block;
  font-weight: 700;
  letter-spacing: 0.08em;
  font-size: 12px;
  color: var(--etf-teal);
  margin-bottom: 8px;
}

.etf-service-brief h3 {
  color: var(--etf-navy);
  font-size: 22px;
  margin-bottom: 12px;
}

.etf-service-brief h3 a {
  color: inherit;
}

.etf-service-brief h3 a:hover {
  color: var(--etf-teal);
}

.etf-service-brief p {
  color: #44505c;
  line-height: 1.8;
  margin-bottom: 14px;
}

.etf-service-brief-link {
  font-weight: 700;
  color: var(--etf-teal);
  text-decoration: underline;
  text-underline-offset: 3px;
}

@media (max-width: 767px) {
  .etf-service-brief-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 991px) {
  .ul-2-header {
    position: relative;
  }
}